Spouse and Dependents Cover

Spouse and Partner Life Cover pays an income to a dependent of an employee, covered under group life. For employees with children or other dependants, this is equally as important as Group Life Cover.


This is generally an add on to the main group life cover, but is also available as a stand alone cover with some providers. Definitions of a dependent can include anyone living with the employee, who shares a joint loan, mortgage or other personal debt, or who is jointly responsible for children with the employee and can include same sex partners.