Group Private Medical Insurance (PMI)

Group Private Medical Insurance is probably the most effective employee benefit for employers. Of the employee benefits available, this is probably the most useful to employers as it ensures that an employee recovers and returns to work as quickly as possible as well as providing an employee with a choice of treatment times to suit work schedules.

This is designed to cover the costs of private medical treatment for curable, short-term medical conditions (often referred to as "acute" conditions) when a patient is under the care of a Specialist. Cover is available for the costs of Specialists, Surgery, Accommodation and Nursing in a Private Hospital or NHS Hospital with Private Facilities, together with out-patient services such as X-rays, Tests and Physiotherapy.