Group Critical Illness Cover

Group Critical Illness Cover is an employer-funded cover for employees and their children, with optional cover for spouses. It pays a lump sum on diagnosis of a wide range of critical illness conditions. The money paid out will give employees and their families a vital lifeline, removing financial worries, so claimants can concentrate on their recovery process.


This is a standard benefit paid for by the employer, generally for groups of 10 or more employees, although this . Cover can be provided on a worldwide basis for a limited period, and pays out a lump sum of up to:

  • £250,000 (or 4 times salary if less) if an employee is diagnosed with one of a number of specified illnesses

Cover may also be extended to the employee's spouse or partner, paying out a lump sum if the spouse or partner is diagnosed with a critical illness.